About UnitySave
Community savings made simple, secure, and automated.
What we do
UnitySave is the modern platform for rotating savings circles — known around the world as ROSCA, Ajo, Esusu, Stokvel, Chama, Gameya, Tanda, or Sou-Sou. A group of people contribute a fixed amount on a regular schedule, and each cycle one member receives the full pool. UnitySave automates the collections, secures the distributions, and gives every member a transparent record of every payment.
We are fully live in the United States, with Nigeria, South Africa, Egypt, and Kenya coming soon — each with local currency and local payment methods.
Who is behind UnitySave
UnitySave is a product of Sorfir Associates, a strategic advisory and product consulting firm specializing in consumer technology and financial technology. Sorfir Associates is licensed in the United States and Nigeria, and UnitySave's terms are governed by the laws of the State of New Jersey, USA.
Contact: info@sorfirassociates.com
How member funds are handled
UnitySave never directly holds your funds. All payments are processed through PCI-DSS Level 1 certified payment providers — including Stripe and Paystack — using local payment rails in each market. Every savings circle has its own dedicated wallet ledger, and every contribution and distribution is logged and visible to circle members.
Plain-language disclosure: savings circles are community savings arrangements, not bank deposits. Funds in a circle are not FDIC-insured and UnitySave is not a bank. What protects you is payment-provider custody of funds in transit, full transaction transparency, and our Auto-Guarantee Policy: if a member misses a contribution, UnitySave covers it so the circle continues uninterrupted — at no fee or interest — and the member repays the principal within 14 days.
Security
Data is encrypted in transit and at rest using AES-256 standards. Card and bank details are handled by our certified payment providers and never stored on UnitySave servers. Accounts are protected by verified sign-in with one-time codes. See our Privacy Policy for full details on data handling.