Save Together, Grow Together.

UnitySave is the modern platform for rotating savings circles (ROSCAs). Automate contributions, secure distributions, and build wealth as a community — across borders and currencies. Known worldwide as Ajo, Esusu, Stokvel, Chama, Gameya, Tanda, or Sou-Sou, savings circles are a time-tested tradition — UnitySave brings them online with the trust and transparency they deserve.

How it works

Create your circle — set your contribution amount, frequency, and invite friends or family.
Save automatically — link your bank account or card; contributions are collected on your circle's cycle day.
Receive distributions — when it's your turn, the full pool goes directly to your bank account.

Security & trust

UnitySave never directly holds your funds — all payments are processed through PCI-DSS Level 1 certified providers including Stripe and Paystack. Data is encrypted in transit and at rest (AES-256). If a member misses a contribution, UnitySave's Auto-Guarantee Policy covers it at no fee or interest so the circle continues, and the member repays the principal within 14 days.

Markets

Fully live in the United States. Coming soon: Nigeria, South Africa, Egypt, and Kenya — each with local currency and payment methods.